Who Are We?

GARCIA MORTGAGE TEAM

Our team's industry experience includes origination and operations. That means we have the knowledge and foresight to identify challenges in the process from start to finish. We will provide the information necessary to help guide you through the mortgage process, whether it's a home purchase or refinance.

Loan Process

WE MAKE IT QUICK & EASY TO APPLY

You can easily apply online or contact one of our team members to apply over the phone or face-to-face. We will take your application information and obtain your credit report to assist you in picking the right loan product.

FAQ’s

WE’RE HERE TO HELP

Have questions regarding how much you can afford, or how the process works? Here’s some home buying tips here to help you understand the process more thoroughly.

Types of Loans

CONVENTIONAL, FHA, VA, AND MORE

We’re here to assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)

Home Purchasing Basics

THE OVERALL PROCESS

There are many important things to consider throughout the process, especially if you're a first-time homebuyer. We have gathered some information that will keep you on track.

Garcia Loan Checklist

ITEMS YOU’LL NEED TO COMPLETE THE LOAN PROCESS

Click Apply Now to start your loan application. As you complete the application, please use your best estimate if documentation is not available.

WHAT YOU WILL NEED

Documentation for all borrowers, including:

   Social Security Number
   Contact and employment information
   Best estimates of income, assets, and liabilities

AFTER YOU HAVE FINISHED

We will contact you to:

   Guide you through the loan process
   Complete your loan application package
   Help you select the best program and interest rate